Anti-money laundering (AML) and counter-terrorism financing (CFT) policies
1. What is KYC
Lucky Gold KYC（Know Your Client） is a full-process customer due diligence system established according to international financial compliance standards, covering identity verification and transaction behavior monitoring. It identifies abnormal behavior to ensure the platform meets anti-money laundering (AML) and counter-terrorism financing (CFT) regulatory requirements while optimizing the customer service experience.
2. Why is KYC Verification Required?
KYC certification is the cornerstone of international financial security, with its core values including:
Compliance:
Mandatory requirements for financial institutions by global regulatory bodies (such as FinCEN, AMLD).
Risk Control:
Fraud prevention by identifying and verifying documents cross-checking to block identity theft and fake accounts.
Anti-money laundering prevention:
Analyze user transaction frequency and flag suspicious transactions.
Protection of User Rights:
Establish a transparent transaction environment to prevent actions such as arbitrage and system abuse from harming the interests of normal investors.
3. Lucky Gold Account Verification Requirements
Verified ID documents are the primary step in ensuring the security of your account. We need to verify your real identity information to cross-check whether the account operator is indeed you, thereby effectively identifying and preventing risks of your identity information being stolen or fraudulently used by others.
Identity verification, please provide your own identity certificate and commonly used contact address
Evaluation of Trading Behavior: Identify anomalous patterns through trading data
4. Items for KYC verification completion customers need to cooperate with
Authentication:
Upload valid ID documents (must include photo) and bank card details.
Risk Control:
Please complete the "Investor Questionnaire" truthfully to assess your risk tolerance and the suitability of your investment objectives.
File Signing: Confirm and Understand the Following Legal Documents
《Risk Disclosure Statement》：Clarifies the market fluctuation and principal loss risks that investments may face；《Anti-Money Laundering Clause》：Declares the obligation to cooperate with fund source reviews.
*Submitted materials must be true and accurate. If false information is provided, it will result in account functionality restrictions, affecting normal account operations.
5. Account Management and Deletion Rules
Account Termination Trigger Conditions:
a) Identity verification failed (e.g., documents expired and not updated)
b) High-risk behaviors (such as exploiting vulnerabilities for arbitrage, cross-account operations)
Consequences of account closure:
Immediately terminate all rights (including unredeemed rewards and trading rights for holdings)
Notification method:
Official notification sent via registered email/SMS
Risk and Disclaimer:
a) Consequences of incomplete KYC: Restricted deposit, withdrawal, and partial transaction functions
b) Disclaimer: Lucky Gold reserves the right to adjust certification rules according to regulatory requirements, and will not provide separate notice